Last Update:  Saturday December 15, 2018                                             RETURN TO KOCH WEB SITE INDEX

 


2018 Budget:


 INCOME 2018:  $22,644.00 Annually / $1,887.00 Monthly

 - SOCIAL SECURITY:  $1681.00 J,F,M,A,M,J,J,A,S,O

 - FPL PENSION LIFETIME:  $160.00 J,F,M,A,M,J,J,A,S,O

 - FPL ANNUITY LIFETIME:  $46.00 J,F,M,A,M,J,J,A,S,O

 

BUDGET HOLD SAVINGS NCSECU:  A/O December 1st  $2000.00

______________________________________________________________________

FIRM EXPENSE 2018:  $16800.00 Annually / 1400.00 Monthly

 

MONTHLY HEALTH INSURANCE / AUTOMATIC WITHDRAWAL:  $5654.64 Annually / $471.22 Monthly

- Social Security:  $134.00 J,F,M,A,M,J,J,A,S,O

- FPL Supplement:  $191.11 J,F,M,A,M,J,J ENDED CONTRACT 7/31/2018

- AAA United Healthcare HMO $44.00 A,S,O

- Dental / Vision:  $46.70 J,F,M,A,M,J,J,A,S,O

- Long Term Care  $82.91 J,F,M,A,M,J,J,A,S,O

- Hospital Stay Dog Care / Cash / $16.50 J,F,M,A,M,J,J,A,S,O

 

 HOMEOWNERS / AUTOMOBILE INSURANCE 2018:  $1514.58 Annually / $126.215 Monthly

- June15 $1546.50 PAID IN FULL THROUGH JULY 2019

     - House:  Annual $751.64

     - Car:  Annual $643.94

     - Umbrella:  Annual $129.00

     - Internet Discount:  Annual -$10.00

 

OPERATING ESTIMATE 2018 / (Based on 2017 Actual):  $9600.00 Annually / $800.00 Monthly J 868.96 / 68.96, F1400.51 / 600.51, M1644. / 844.00, A609.69 / -190.31

 

3 Dogs Food / Maintenance Meds / Vet Visits / Grooming:  Monthly $250.00

- J8 $107.34 Bravecto Flea/Tick Medication 3 Dogs

- J13 $12.58 Biscuits Walmart Online

- J13 $17.58 Biscuits Walmart Online

- J13 $26.98 Walmart Online Order Food / 50 lb Pedigree GS&V

- J20 $24.00 Walmart Food 50 lb GS&V

- F12 $198.19 Bravecto &  Heartworm

- F21 $105 3 Dogs Quarterly Baths / Grooming

- F23 $24.00 Walmart Food

- M1 $251.55 VET Freckles & Oreo Annual Visits

- M13 $10.00 Carrots / Ingles

- M19 $215.00 Freckles Pre-Surgery Tests

- M22 $ 8.00 Carrots / Walmart

- M26 $322.50 Freckles Surgery

- A2 $6.94 Rawhide / Fred's

- A7 $24.00 Walmart Food

- A7 $5.00 Walmart Carrots

- A9 $14.50 Vet Freckles Anal Glands

- M14 $6.94 Rawhide / Fred's

- M14 $23.98 Walmart Food

- M14 $28.98 Walmart 30 lbs. Biscuits

- M31 $105.00 Quarterly Baths / Grooming

- M31 $103.35 Bravecto 3 Dogs

- July 1 $22.98 50 lb Walmart Food (Pedigree)

- July 25 $14.50 Freckles Anal Gland Express

- A12 $99.84 Heartworm Med 3 Dogs

- A17 $105.00 Quarterly Baths / Grooming

- A24 $149.00 Delilah Annual Visit

- A30 $107.34 Bravecto 3 Dogs

- A30 $22.98 50 lb Walmart Food (Pedigree)

- S6 $76.00 Oreo Vet Emergency Tumor Aspirations

- S28 $29.00 Freckles & Delilah Anal Glands Expressed

- O Included In Walmart Food

- N29 $105.00 Quarterly Baths / Grooming

- D5 $22.98 Walmart Dog Food

- D10 $90.34 Walmart Dog Food Online / & Misc. Household / 

 

 

Eectricity:  Monthly $160.00  /  $1774.61 Total For Year  /  $148.00 Month

- J16 $150.89 FBE

- F15 $153.20 FBE

- M15 $114.61 FBE

- A16 $122.71

- M15 $120.92

- J15 $155.48

- J17 $168.60

- A15 $158.67

- S13 $174.62

- O12 $137.91

- N15 $175.94

- D14 $161.06

 

Natural Gas:  Monthly $60.00

- J25 $205.11 Piedmont Natural Gas

- F22 $156.94 Piedmont Natural Gas

- M23 $105.10 Piedmont Natural Gas

- A24 $97.07 Piedmont Natural Gas

- M24 $43.00 Piedmont Natural Gas

- J23 $17.23 Piedmont Natural Gas

- July 25 $16.01 Piedmont Natural Gas

- A23 $16.01 Piedmont Natural Gas

- S21 $17.07\ Piedmont Natural Gas

- O24 $20.24 Piedmont Natural Gas

- N22 $78.32 Piedmont Natural Gas

 

 

Fiber Optic Cable:  Monthly $100.00

- J26 $83.01

- F26 $102.81 SERVICE ENDED

 

Charter Spectrum (Replaces Fiber)

- March15 $250.00 2 Months & Initial Installation Paid In Advance

- May7 $96.27 Spectrum

- May 7 $1000.00 Spectrum PAID IN FULL THROUGH APRIL 2019 2019 +

 

Cell Phone Service:  Monthly $23.00

- J17 $22.57 Consumer Cellular

- F16 $22.58 Consumer Cellular

- M16 $12.58 Consumer Cellular

- A16 $22.58 Consumer Cellular

- M15 $22.55 Consumer Cellular

- J15 $22.55 Consumer Cellular

- July 17 $22.55 Consumer Cellular

- A16 $22.55 Consumer Cellular

- S16 $22.65 Consumer Cellular

- O15 $22.65 Consumer Cellular

 

 

     - Computer Security:  $0.00 Through 1/21/2020

 

Computer Repair

- F7 $155.00 PC5 Fan & Spare Fan, Blue Ridge PC Dave

 

Misc. Computer

- J26 $19.95 Mail.com Annual Fee

- F17 $419.00 Computer Purchase (Replace PC7)

- F17 $22.99 Keyboard Replacement for PC7

- M13 $29.99 PC8 ACRONIS Clone Software (True Image 2018)

- M14 $29.99 PC5 ACRONIS Clone Software (True Image 2018)

- M28 $106.74 Microsoft Office 365 / Outlook

- A26 $117.41 Mcafee Live Safe Subscription Through 01/21/2022

- S29 $17.00 Headphones

 

     - Web Site: $107.40 Annual / $8.95 Monthly

- May 31 $107.40 ALENTUS / Annual Billing PAID

 

Water / Sewer:  Monthly $41.00

- J31 $40.80

- F28 $40.80

- M29 $40.80

- A30 $40.80

- M30 $40.80

- J30 $40.80

- J30 $40.80

- A30 $42.00

- S30 $42.00

 

     - City Tax:  Annual $687.00 / Monthly $58.00

- S5 PAID IN FULL 2018 TAXES $686.50

 

     - County Tax:  Annual $777.00 / Monthly $65.00

- A1 PAID IN FULL 2018 TAXES $776.28

 

     - County Car Tax:  Monthly $15.00

 

Netflix:  Monthly $11.00    

- J5 Netflix $11.73 Cancelled Netflix 1/20/18. Service Paid Through 2/4/18

- M1 Netflix $11.73 Reinstated For Faye / GIFT

- A1 Netflix $11.73

Cancelled Netflix Again End of 4/18

 

 

 

____________________________________________________________________________________________________________________________________

CASH AVAILABLE ESTIMATE 2018:  $5844.00 Annually / $487.00 Monthly / $16.00 Daily


2018 Actual Cash Expense Record:

A/O January 1 2018

 


 

Medical Deductible / Co-Pays:

- J6 $40.50 Dr Berman Colonoscopy 11/17/17

- J19 $136.85 Mission Health Colonoscopy 11/17/17

- J22 $33.39 Mission Health Urologist Dr. Stribling 11/1/17 & 12/6/17

- M16 $30.46 Mission Anesthesiology Colonoscopy 11/1/17

- May 25 $63.46 Mission Asheville Cardiology Dr. Smelly

- July 3 $30.80 Dr. Seneker Routine 6 Month Visit / Blood Lab / Office Lab

- N8 $30.00  Orthopedic Dr. Pope  Right Knee

- N12 $24.99 Mission / January Medicare First Visit (Supposed To Be Free)  Decided Not To Fight!

 

Drug Co-Pays / Drugs / Misc. Medical

- J19 $19.25 Bestvite Huperzine A

- J20 $16.00 Walmart NVP

- J20 $11.00 Gloves (Examination)

- F3 $21.43 Drugs

- F23 $7.00 Walmart Equate Sennosides

- M1 $53.00 Sennosides x 7 (Year Dose) Online / Home Delivery

- M2 $7.49 Lithium Prescription

- M22 $146.39 Appalachian Eye 1/31/2018

- A18 $125.44 CVS Xarelto 30 Day Supply

- A24 $142.81 DrugMartDirect Xarelto 84 Day Supply

- M3 $21.10 CVS Bisoprolol & Amlodipine 90 Day Supply

- M25 $141.58 DrugMartDirect Xarelto 84 Day Supply (Second Order)

- J9 $8.10 Amazon Zeasorb-AF Powder

- J14 $104.00 Dentist Cleaning Co-Pay After Insurance.  4/24/18

- J22 $141.58 DrugMartDirect Xarelto 84 Day Supply (Third Order) Through 1/30/2019

- J23 $18.76 CVS AVINO Lotion, Scissors & Qtips

- July14 $5.64 CVS Lithium Prescription 90 Days

- July 18 $173.96 DNA Test (Health)

- July 18 $141.58 DrugMartDirect Xarelto 84 Day Supply.  Last Of 4 Orders.  (Through April 24, 2019)

- A1 $21.10 CVS Bisoprolol & Amlodipine 90 Day Supply (LAST CVS ORDER B-4 HMO)

- S8 $6.00 CVS Antibiotic Cream / Exp. 1/2020

- D4 $138.00 Dentist Cleaning

 

 

Food:    

- J2 $98.43 Ingles

- J9 $31.91 Ingles

- J20 $12.00 Walmart

- J23 $102.99 Ingles

- J29 $53.71 Ingles

- F9 $60.91 Ingles

- F16 $8.83 Ingles

- F23 Tomato's @ Stand $5.00 (4 lbs)

- M3 $81.95 Ingles

- M9 $27.05 Ingles

- M13 $8.00 Ingles

- M13 $9.67 Fred's / Frozen Shrimp & PC

- M16 $30.00 Walmart Misc. Kitchen

- M22 $13.00 Walmart

- A2 $29.17 Ingles

- A7 $17.00 Walmart

- A12 $77.78 Ingles

- A12 $9.61 Ingles

- A18 $3.15 Ingles Milk

- A27 $3.15 Ingles Milk

- M1 $60.97 Ingles

- M14 $166.40 Ingles

- M14 $39.86 Walmart 10 Gal. Powdered Milk, 4 Snacks, Olives

- M19 $64.00 Walmart

-M19 $2.50 Tomatoes @ Stand

- M27 $52.54 Ingles

- J7 $73.39 Walmart

- J12 $142.35 Ingles

- J23 $6.00 Milk Davis Farms

- July 1 $40.76 Walmart

- July 20 $70.19 Ingles

- July 25 $6.00 Milk Davis Farms

- July 28 $89.39 Walmart Food / Misc.  Incl. Dog Food X 50 lbs.

- A9 $12.00 Davis / 2-Milk, Amish Bread, Tomato's

- A11 $116.28 Walmart Food / 2 Ext Cords / 2 Towels / NVP / Wasp Spray / 3X Dog Biscuits

- A21 $25.99 Ingles

- A28 $97.08 Ingles

- A30 $64.47 Walmart Food / Misc. Incl. Dog Carrots X $8.00 / Hot Tub Shock $5.00

- S9 $9.00 Davis Milk & Tomatoes

- S21 $89.24 Misc. Household

- S29 $104.96 Walmart  Incl. Dog Food X 50 lbs & Biscuits X2 / Toilet Paper x 60R / Tide & Paper Towels

- O2 $168.42 Ingles

- O8 $96.10 BOXED Misc. Incl. Halloween

- O8 $7.89 Candy Bags For Halloween

- O12 $33.00 Sunflower Nuts / Some For Halloween  $1.68 X20 6 oz containers

- O25 $11.72 Can Drinks Freds

- O25 $12.79 Can Drinks Save More

- O25 $10.25 Davis Farms Milk & Produce

- O29 $6.94 Long John Silvers

- O31 $15.00 Davis Farms Milk & Amish Bread & Rolls

- N10 Davis $6.00 Milk

- N19 Davis $15.00 Milk & Tomatoes

- N10 Walmart $158.33  Misc. Food / Dog Food / 3X Beer / Household

- N11 $113.80 Hello Fresh 16 meals

- N13 $28.51 Ingles

- D1 $47.95 4 Hello Fresh Meals

- D5 $7.00 Walmart Misc.

 

 

 

Alcohol:

- J13 $30.66 ABC

- J13 $7.68 Beer

- J20 $23.00 Walmart Beer

- J29 $35.31 ABC

- F16 $31.14 ABC

- F23 $14.00 Walmart Beer

- M9 $13.00 ABC

- M20 $18.73 ABC

- M22 $14.00 Walmart Beer

- A1 $7.68 Beer

- A1 $13.00 ABC

- A6 $110.00 Ingles 2 Beer Kegs (LAST)

- A14 $13.00 ABC

- A27 $7.68 Fastop Beer

- A29 $7.68 Fastop Beer

- M4 $12.79 ABC

- M12 $7.68 Fastop Beer

- M17 $17.66 ABC

- M19 $42.00 Walmart Beer /72=.60 ea.

- J4 $17.66 ABC

- J6 $7.68 Fastop Beer .64 ea.

- J7 $42.00 Walmart Beer

- J25 $17.66 ABC

- July 1 $42.00 Walmart Beer

- July 14 $12.79 ABC

- July 18 $7.68 Fastop Beer

- July 25 $6.61 Fastop Beer

- July 29 $7.68 Fastop Beer

- July 31 $7.46 Southeast Shell

- A2 $18.73 ABC

- A8 $7.68 Fastop Beer

- A11 $42.00 Walmart Beer

- A28 $12.79 ABC

- A30 $45.00 Walmart Beer 3 Case Glass Sale

- S12 $24.74 Fastop Beer 36 / .69 ea

- S19 $18.73 ABC

- O1 $7.68 Fastop Beer

- O4 $12.79 ABC

- O12 $7.68 Fastop Beer

- O15 $7.68 Fastop Beer

- O17 $18.73ABC

- O21 $7.68 Fastop Beer

- O25 $12.79 ABC

- O31 $8.53

- N3 $6.39 ICE

- N5 $12.79 ABC

- N10 $17.66 ABC / Spruce Pine

- N26 $35.31 ABC

- D5 $29.00 Beer

- D12 $30.44 ABC

 

Car / Lawn Gasoline:

- J21 $36.44 QP Car

- F20 $33.23 QP Car

- M15 $32.90 QP Car

- A1 $37.98 QP Car

- A6 $26.77 QP Lawn & Top Car Tank

- A27 $38.34 QP Car

- M9 $36.42 QP Lawn & Top Car Tank

- J5 $39.48 QP Car

- J16 $22.08 QP Lawn

- July 1 $43.00 Walmart Super High Test (Also Added Sea Foam Gas Treatment)

- July 23 $39.44 QP

- July 29 $24.35 QP Lawn & Top Car Tank

- A16 $34.68 QP

- A31 $40.74 QP Lawn & Top Car Tank

- S12  $35.76 Fastop Lawn & Top Car Tank

- O7 $39.35 QP Car

- O8 $21.95 QP Lawn

- O29 $36.09 Fastop Car

- N9 $38.62 QP Car

- D3 $54.33 QP Car & Lawn

 

Car Care:

- J16 $138.76 NAPA Car Battery

- J21 $7.00 East Side Car Wash

- F9 $8.00 East Side Car Wash

- A7 $47.91 Walmart Full Service Oil Change

- M2 $180.00 Eric Williamson / Annual Detailing

- M11 $8.00 ESCW

- J1 $79.00 AAA Auto Towing Insurance / Annual

- July8 $7.00  East Side Car Wash

- A11 $22.35 Advantage Auto 3X SEAFOAM Sale -$15.00!

- A26 $8.00 East Side Car Wash

- S29 $7.00 East Side Car Wash

 

 

Gifts:

- J21 $16.18 Amazon / Friend / Dog Mug

- J26 $4.81 Amazon Gift

- F26 $6.41 Faye Fire Stick (Balance With Amazon Points)

- May3 $279.99 Gardena Retractable Hose Reel For Faye (Kept)

- May3 $24.63 Hose Sprayer & Quick Connectors / Spare Sprayer (Kept)

- May17 $3.08 Peanuts For Faye

- July 18 $535.86 DNA Tests For Rick & Valerie (Both Health & Ancestry)

Refunded By Amazon To Gift Card Balance

Purchased Cat Cage, 8/15

Disks, Hot Tub, Watt Meter, Test Kit, Chemicals

- A15 $25.00 Annelise Birthday

- D12 $100.00 Mailmen / Brett $75.00 Relief $25.00

 

Bird / Squirrel Food:

- May 14 $6.97 Walmart Suet For Birds

- May 17 $60.00 Tractor Bird & Sunflower Seed 150 lbs.

- May 23 $15.60 Millet Seed 50 lbs. Amazon $31.00 reward points / Total $47.00

- O 29 $62.02 2X Sunflower Seed /  Bird Seed / 10X Suet

 

Household:

- J4 $28.61 Air Filters and Acetaminophen

- J2  $20.23  Water Filter and Air Filter

- F16 $22.99 Outdoor Wireless Sensor For Water Meter

- M15 $17.07 Heritage / GFI Outdoor Receptacle

- M20 $215.05 Walmart Spring Lawn Care (Grass Seed/Fertilizer)

- A13 $37.99 Tractor Spindle Assembly #1 For Mower Deck

- A13 $37.99 Tractor Spindle Assembly #2 For Mower Deck

- A26 $4.23 Amazon AA & AAA Batteries (Used Chase Points)

- A30 $45.00 Davis Farms 3-Hanging Flower Baskets

- M17 $148.87 Lowe's PEX Plumbing Tools / Freeze proof Sillcock

- M29 $70.12 WORX Electric Weed Eater Spare Unit / Battery & Charger

- M31 $4.45 Battery For Mom's Pyrex Kitchen Timer

- J7 $8.22 Misc. Stationary

- J10 $39.99 Submersible Pond Fountain / Lights / For Porch

- J12 $36.28 Fred's New Pond Supplies

- J12 $21.34 Roses New Pond Linoleum 6'X8' Porch Flooring

- J22 $155.03 WORX  Hedge Trimmer With 2-20V Batteries & Dual Charger

- J23 $11.73 Roses Bath Rug & Kitchen Towels

- J26 $136.10 WORX Line Trimmer & Blower Incl. 20V Batteries & Charger

- J29 $5.24 2- House Water Filters ($27.89 Points Used

- S4 $15.99 UPS Battery

- S4 $7.49 Countdown Timer For Hot Tub

- S4 $99.32 HD TV For Hot Tub

- S4 $39.99 Fire TV Upgrade

- S4 $13.99 Power Usage Meter For Hot Tub

- S4 $8.86 Chlorine Tablets For Hot Tub

- S4 $11.79 Clarifier For Hot Tub

- S4 $325.99 Hot Tub

-S4 $7.39 Water Test Kit For Hot Tub

- S4 $20.99 12 Filters For Hot Tub

- S8 $8.41 PH Down For Hot Tub

- S19 $100.00 Firewood Delivered / Billy Renfro / Jason

- O3 $33.98 2-Water Temperature Thermometers / Wireless

- O3 $13.59 Paper Towel Rack

- O3 $2.76 Toilet Paper Rack

- O6 $25.59 Roses 3-Door Mats

- O8 $14.99 Halloween Pumpkin Lights

- O12 $24.00 Pumpkins x3 Davis

- N4 $153.96 BedFan

- N26 $25.91 4X Wi-fi Smart Plug Outlets

- N26 $7.99 Dual LED Lights

- N26 $84.95 Copper Wok Kit 12" E-Bay

- N28 $135.26 20 Humidifier Filters

- D10 $135.26 20 Humidifier Filters (Second Order)

 

   

Miscellaneous:

- J13 $9.84 Walmart Flashlight X2

- J13 $17.52 Walmart TP

- J13 $2.77 Walmart Scissors

- J16 $4.25 Roses Potting Soil

- J16 $1.83 CVS Nuts

-J26 $180.00 H&R Block 2017 Tax Prep.

- F23 $37.74 Walmart TP & Misc. Food & Dog Toy

- M1 $17.00 TP Online / Home Delivery

- M13 $40.00 Basket Maker TOM 828-208-2398

- M16 $40.00 Second TIVO Remote (Walmart)

- M26 $29.00 NC Dept. Of Revenue / 2017 1040 Tax Due

- A16 $5.33 Earth Cam For iPhone

- A17 $15.00 Hair Cut

- M31 $15.00 Hair Cut For Jury Duty

- J2 $51.13 Walmart Dog Trash Can / 120 Trash Bags / Soap X 10 / Hickory Chips / Writing Pads

- A6 $140.14 NC Combined Vehicle Registration

- A6 $15.00 Ted's Automotive Vehicle Inspection

- A6 $19.00 Times Journal Subscription

- S21 $112.03 3 Pair Shoes / Shoe Show Incl. Cleats For Lawn

- S29 $17.00 Headphones x 2

- S28 $16.00 AARP Dues 2019

- O19 $10.00 Mega Millions Lottery Tickets

- O19 $15.00 Haircut

- O19 $9.61 Fred's 2 16 Qt Containers With Lids

- N3 $40.00 Bank Lock Box

- D3 $140.00 Dale / Snow Blower Repair

- D7 $180.00 Dale / Tractor Maintenance and Repair

- D4 $6.39 Winter Hat / Roses

- D? $140.00  Dale / Zero Tractor Maintenance

- D? $??.??  Dale Gas Weed Eater Repair

 


January Actual Spent: $1120.92 / 633.92

February Actual Spent $249.68 / (237.32)

March Actual Spent $826.64 / 339.64

April Actual Spent $863.59 / 376.59

May Actual Spent $1365.72 / 878.72

June Actual Spent $1184.80 / 697.80

SIX MONTH BENCHMARK / June 30 2018  $2689.35 Over Cash Budget

No More Monthly Tabulations Will Be Made However All Individual Entries Will Continue.

2018 Comparison Of Actual To Budget Will Be Performed On 1/1/2019

 


2018 Links:


RoboForm

NCSECU

Chase Bank

Yodlee

Amazon Prime Credit

Amazon Alexa

Ambient Weather

Ancestry

APOD

CCVN Phone

Spectrum Cable

Dell Credit

Mail Dot Com

French Broad Payment Account

Google Payments

Pay Pal

Sears Credit

Outlook Mail Online

MacAfee Security

Consumer Cellular

Netflix

NBC News Manager

Stat Counter

Piedmont Natural Gas

Power Financial (Glenn)

Synchrony Bank

Connexus

Tivo Online

TIVO

Wheel Of Fortune

WCG Upload Times

WCG Contribution Statistics

Amazon Orders

===============================

Auto Owners Insurance

Mcafee

Caremark

Cigna

AARP / Walgreens

CVS

Dental / Vision Insurance

Fidelity

Medicare.Gov

Mission Health

Simple Pay - Mission

Best Deal Pet Supply

Stuarts Vet Pet Supply

DrugMartDirect

Acronis Backup Dashboard

United Healthcare AARP

My UHC HMO

 

 

Last Update: 12/15/2018 01:39:39 PM -0700